@Reyser

Just did few tests. I have benny installed, and with or without I'm crashing if I don't remove mpbiker from dlclist.

No more crashes. I do not care about DLC vehicles, only mines. I do not use SP apartments.

After trying every line in gameconfig.xml, I couldn't get past the ERR_FILE_PACK1
The fix was to simply prevent the last DLC to load by removing
<Item>dlcpacks:\mpimportexport</Item>
In the dlclist.xml